Apr 10 2013
I have a quick question for you guys. Would it be wise or risky to use the Roth IRA as a savings account? Eric and I opened up Roth IRA’s last year as part of our 2012 goals. At the beginning of the year, I deposited $100 into each account and that was that. I …
Apr 03 2013
Well, my monthly budget updates only lasted one month. So maybe quarterly reports will be a bigger hit? Here is the state of our union on our 2013 goals. Financial Goals Bring down my student loans to under $10,000: On track I paid off my THIRD student loan this week! I started January 2013 with …
Mar 26 2013
My car needs to get new brakes, new tires, and new rotors (whatever those are). And an oil change. My younger brother is a budding mechanic so I asked if he could take care of it, and I would pay him for his time. He started telling me how much everything would cost. “Do you …
Mar 06 2013
There are days that I think Eric and I are doing pretty well financially–I wouldn’t consider ourselves well-off by any means, but we make a respectable income for a young married couple, I think. We both have stable jobs. We have no consumer debt. We pay all our bills on time. We save for retirement …
Feb 27 2013
It used to be that the social norm for tipping was 15%. If you got excellent service, you would pay 20%. I don’t know what the judgement was if you got crappy service. It seems nowadays that the social norm is quickly becoming 20% no matter what kind of service you got. The justification being …
Jan 28 2013
I had dinner Friday night with a group of married friends, three couples of which are homeowners, and two of which are not (Eric and I included). One couple had recently purchased a house and they were talking about a financial course they were taking and how it stressed the importance of savings. This couple …
