Category Archive: Finances

Mar 12 2014

What Lifestyle Inflation Means to Us

In addition to saving $30k this year, another goal Eric and I had was to enjoy our increase in income by allowing ourselves to indulge in some “lifestyle inflation.” Lifestyle inflation is practically a dirty term in the personal finance community, because a lot of people believe that lifestyle inflation is what causes a lot …

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Mar 10 2014

Crushing our dreams on buying a house

Now that we’ve paid off our debt, and now that Eric is bringing home the bacon, we’ve gotten excited about the possibility of owning our own home. Home ownership is a really big goal of ours. But we knew very little about what it would actually cost or what we could actually afford. So we …

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Feb 10 2014

Do I need life insurance?

Life Insurance. It seems everyone is getting some these days. A friend of ours started selling life insurance and is now trying to convince us to purchase it. His “recommended” insurance coverage for us would have run us $600 a month, to which I said: He made the mistake of insisting that we need a …

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Jan 27 2014

Ohhhh, so THIS is why you need an emergency fund….

It’s like Karma just doesn’t want me to have my cake and eat it too. On Friday, I was really pissed for about 30 minutes. Eric says I get pissed all the time, but really, I only get really pissed when something really pisses me off. Ok? And this particular incident on Friday was one …

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Jan 20 2014

How We Paid Off $45,000 in Debt in 45 Months

I originally wrote this post for GoGirl Finance. I have updated it to reflect our last check payment that we made last week.  It wasn’t until about three weeks after our wedding that Eric and I decided to sit down and go over all our finances. This is when we discovered that we had more …

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Jan 10 2014

Are you willing to be “the cheapskate”?

If your friends decide to do something that is normally out of your budget, would you be willing to splurge even though the expense made you uncomfortable? Or would you speak up and say something? A friend from out of town will be visiting this weekend and suggested brunch with a group of our friends. …

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