Category Archive: Saving Big Bucks

Mar 10 2014

Crushing our dreams on buying a house

Now that we’ve paid off our debt, and now that Eric is bringing home the bacon, we’ve gotten excited about the possibility of owning our own home. Home ownership is a really big goal of ours. But we knew very little about what it would actually cost or what we could actually afford. So we …

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Feb 04 2014

What $460,000 will buy you in Southern California…

There was an open house in our housing tract this past weekend, and being the nosy neighbors we are, we decided to go take a look. I mean, technically, we are in the market for a house, right? The townhome was the same layout as ours. Two bedrooms, 1.5 bath, updated kitchen, popcorn ceiling. However, …

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Jan 06 2014

Budget In Review: Where did our money go in 2013?

Every year, I like to do a review of our finances. I think it helps to sort of check in and see how you’re doing financially and if you’re meeting your financial goals. Now that I have a couple of years’ worth of data collected, it made things a bit more interesting. For example, here …

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Dec 16 2013

2014 I’m ready for you

I’ve had lots of goals in years past. But I have only TWO goals for 2014. 1. Save, save, save With enough money in the bank to pay off our $11,000 in 0% interest debt, pushing the button and switching to “We’re debt free!” is just a matter of logistics. In 2014, we’re focused on …

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Jul 29 2013

Is being Debt-Free the Best Decision?

After paying off $12,000+ toward student loans in a single day, Eric and I found ourselves just $6,600 shy of being completely debt-free. Paying off the student loans pretty much wiped our house down payment savings account, but we still think it was the best decision. Since making that bulk payment six weeks ago, we’ve …

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Jul 15 2013

How Much Should You Be Saving a Month?

In 2011, Eric and I saved an average of 8% of our total take home income every month. In 2012, we saved 6.5% of our total take home income every month. This year, we are on target to save more than 20% of our take home income every month. The biggest reason for this change …

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