Making Resolutions

by Erika Torres


I know some people have a thing against new year’s resolutions because we’re setting ourselves up for failure and we should focus on improving ourselves in small steps every day, yadda yadda yadda, bull crap. I like New Year’s Resolutions. I may not complete them all, but at least it motivates me. Stop being a hater.

1) Use Mint to Track Finances

I’ve heard the wonders of Mint. My goal is to start using the program to track all of our finances. I would love to see how much we spent on everything at the end of the year. And with all those cool graphs and colors? It’s like an Erika dream come true!

2) Lose Weight, Get Fit, Eat Healthier

I’m at the heaviest I’ve ever been. I’ve gained almost 20 pounds since I got married in April. I kept saying I was going to wait until Jan. 1 to get on the diet, but I realized I really needed to get my rear in gear once I stepped on the scale. So I went on a New Year’s resolution test drive early, and have seen awesome results. Let’s hope it keeps working that way…self control, self control, self control.

3) Save $10,000 

With our credit card payments gone, we have decided to put $500 (or more) toward our savings for a combined $1,000 a month. I’ve already set it up so that it’s automatically deducted from my paycheck and goes straight into our savings account. Out of sight, out of mind. Hopefully, we’ll have a $10,000 fund set up by the time Eric takes a leave from work.

4) Go on a Honeymoon, Save $2,000

With the exception of Kauai (in which we went with Eric’s parents), we haven’t really been on a full-fledged honeymoon just the two of us. We have our sights set on Costa Rica. Traveling seems to be one of those things that just always gets pushed aside because it is such an extravagant expense and at the end of it, you don’t have anything to show for it, like a new car.

But we’re young! We don’t have kids and I want to travel as much as possible before it becomes too difficult to do so. I’m thinking somewhere between $2,000 to $2,500 for a budget. We’ll see…

5) Try at Least 2 New Recipes a Month

Eric and I are set on eating healthier. I’d love to try out some new recipes so we don’t settle into the chicken and veggies routine. (I swear that’s all I cooked when I was single). My MIL (mother-in-law) gave me a cookbook as one of my Christmas presents this year…I think that’s a hint.

6) Wash Face More Regularly

I used to be such a stickler about washing my face at night and using expensive “reduce wrinkles” creams. Since we’ve moved into the new place, the lack of vanity space has made it less appealing to take those extra 10 minutes to take care of my face. I’m determined to get back in the habit.

7) Read 6 Books 

I miss reading. I used to read a ton. I need to get back into it.

Okay, that’s it! What do you think of my resolutions? What are some goals or resolutions that you’re working on? 

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Bach @ adeptdebt March 10, 2012 - 11:36 pm

Mint is the best! It takes forevvvvvvver to set up properly, but works so well once you’ve put the time in! Of course, being type A, I also have an Excel spreadsheet and a paper budget to cross off, but the best part about Mint.com is being able to log in from my cell and seeing all of our accounts and balances updated within minutes. And of course (a recent thing for me) is the joy of seeing the “cash” accounts higher than the “credit accounts” (strictly savings and checking vs. credit cards, not other debts, but still awesome) is amazing!

costa rica traveler January 15, 2011 - 2:49 pm

If you’re traveling to Costa Rica on a budget, this travel site might help you plan the trip.

IntrigueMe (Quarter For Her Thoughts) January 7, 2011 - 11:40 am

I have some friends who just started using Mint and seem to like it thus far… but when they showed me the tutorial it sounded like a headache to be honest. My spreadsheet may be all manual and might not send me reminders, but it’s working… and if it aint broke, don’t fix it!

Good for you for making those financial savings goals- sounds like things will be easy peasy while Eric is in the Acedemy.

I have never been that good about a before-bed routine. I wash my face in the shower and that’s it… I don’t brush my teeth before bed either, and I know I should (though I have alright teeth anyway). I think it’s probably because I don’t typically wear makeup…. when I do though I never take it off before bed so I just bought some cleansing clothes to do that. I think I hate washing my face except in the shower because I can’t possibly do it without drenching the entire bathroom and myself with water (and I hate that!) I’ve gotta be better about this- my skin will thank me for it when I’m older I’m sure.

Tyler January 7, 2011 - 9:17 am

I have been using mint for a while, but as brandt said, it is definitely finicky! Let us know how it goes!

ariel January 5, 2011 - 7:30 pm

I just started trying out Loreal Youth Code day/night cream. It smells nice and feels great putting it on, but I don’t know if its actually doing anything yet, haha. I thought my skin would feel a little more, eh, hydrated maybe? I’ll probably use it up and move on to something else.

ariel January 5, 2011 - 12:36 pm

Nice resolutions! I’m curious what reduce wrinkle creams you’ve used/liked. Obviously us being in our 20’s we’re not going to see TOO many yet, but that was one of my goals, to start tackling it before it becomes a problem. Any recommendations?

Randa January 4, 2011 - 6:43 pm

Very nice goals! And New Year’s Resolutions are worth it as long as you reflect back on them and make a plan, not just an ideal. A lot of people don’t but, of course, you’re way ahead of the game! Good luck with all of your goals this year!

maggie January 4, 2011 - 5:33 pm

what is mint? can you do a longer post about it?? i just found your blog and you remind me so much of my husband and i. He is in the process of becoming a firefighter too! do you know of any other blogs out there about couples who are budgeting? thanks!

jobo January 4, 2011 - 4:38 pm

These are awesome goals! And um, why don’t we run a half marathon together?! Seriously, since I’ll be in the area and all…we could totally do one later this year 😉

Teacher Girl January 4, 2011 - 2:53 pm

I think your resolutions are great and totally do able. It is amazing that you two are able to save so much money. You should be very proud! Oh and you might want to read this article about Mint.com before you use it. Not that Mint is bad or anything, I just think that you should go into it knowing the facts: http://www.jasonowens.com/mint-com-in-2010-is-it-safe/

amanda January 4, 2011 - 12:17 pm

cookinglight.com has a ton of healthy recipes! that’s where I search for new ones.

Sarah Soon-To-Be January 4, 2011 - 9:36 am

I vote to uncross the Half Marathon and for you to mark 5/2 on your calendar with a big red pen. PCRF Half in Irvine! You know you want to… 😉

Oh and about the face washing thing… my 13 y/o boy acne votes I put that on my list as well.

Eric January 4, 2011 - 8:26 am

ewww… I thought you washed your face regularly.

Jessica January 4, 2011 - 7:31 am

Good luck on everything my dear!!! We are hoping to have $7000 saved up by August… we’ve got a few more thousand to go… I hope you reach your goal! That nest egg will make you feel a lot more secure when your hubby goes into the Fire Academy. And I’m HORRIBLE about washing my face at night! I think I need to add that one to my list of 2011 goals!!! 🙂

brandt @ New House on the Blog January 4, 2011 - 6:06 am

Mint!!! YAY!!! Huge thumbs up for Mint! Sometimes it can be finicky, and you have to tweak it to meet your tastes, but the best thing about Mint is that it’s the best tracker for ALL your accounts in one place.

And doesn’t it feel nice to start 2011 debt free? Taking that money and throwing it towards savings is gonna be OH SO NICE!


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