So the head honchos at work have decided they’re going to make me work for my paycheck–the nerve–and have been keeping me ultra busy so all I want to do when I get home is zone out–and not update the blog. I bet you all didn’t even realize it was my blog anniversary last week, right?
Shame on all of you!
Lucky for you, I am a very forgiving person (actually that’s not true, I’m like an elephant, I never forgive, I mean forget… well I never forget and I sure as heck don’t forgive) so I managed to put together a giveaway in honor of my blog’s birthday.
Our lives have changed a lot in many ways, and only a little in a lot of other ways. Does that make sense? We moved, we both got new jobs, then Eric quit his job, now he’s a full time fire academy student. But one thing has remained constant. We’ve always kept working toward our goal of being debt free.
I wanted to showcase how much our budget has changed. I present the “before and after budget”:
I obviously used numbers from when Eric was still working, because I still haven’t figured out how we’re doing on our new one-income family situation. To increase our take home income right now while Eric is in school, I changed my tax withholdings, and just hope we break even and don’t have to pay any additional taxes next year. And we’re definitely no longer contributing 20% of our income to savings, however I would still like to contribute something. Just haven’t quite figured out the right amount yet.
As you can see from the numbers comparing last August to this August, the biggest changes were our 14% decrease in rent and utilities, our 7% increase in savings and our 11% increase in extra disposable income. Obviously, last year we were on a very strict budget. By moving into a smaller space, even as hard as it was on me, we’ve been able to free up a lot of income to go toward other things.
Anyway, I just wanted to share the numbers in case you were curious, and because frankly, I wanted to know. Nothing melts a (semi) personal finance blogger’s heart more than a budget before and after.
Back to the giveaway:
In the past year, I have definitely increased my use of coupons. So much so, that I decided to “stockpile” (aka hoard toothpaste and toiletries) so that I wouldn’t have to buy any of these items while Eric was going to school. I like to plan ahead. Me=smart.
However, now that Eric is actually in the academy, I should no longer be spending money on these items, but I find myself unable to stop. I can get toothpaste for free, shampoo and conditioner for $1 or less! It’s so hard to say “no.” It’s a sickness, really. I have slowly been wearning myself off and no longer buy toiletries unless I can get them for 50 cents or less. That’s the rule, because why the heck would I turn down free toothpaste?! I can donate it!
I also thought that it would be an entirely most appropriate thing to celebrate my bloggie birthday by sharing the wealth love of couponing. So of course, I’m hosting a giveaway of items from my stockpile!
How AWESOME am I?
too awesome, I know.
I’m willing to give all of this away as long as it all fits into the flat rate shipping box. I think it will.
Bic Flex razors
Beggin Strips (my pup loves these!)
Dawn Dish Soap
Garnier Fructis Shampoo
CVS Escape Bodywash
Skintimate Shave cream
Target contact solution
And obvs, if you don’t have a dog or wear contact lenses, let me know so I can remove those items, k?
Now, TO ENTER:
1. Leave a comment below with your best money saving tip! (or by wishing me a happy blog birthday!)
2. Follow me on twitter (@newlywedsbudget) and tweet about this giveaway!
Please leave a separate comment for each entry. You may only enter twice. Winner will be chosen by random.org and announced sometime in September. I think that’s it. Am I missing anything?