We’ve all been there. We lend money to someone and they forget to pay you back.
Do you risk looking like a miser by asking for it back? Or do you let it go? Does it depend on who borrowed the money?
Back in February, Eric did a favor for a co-worker and it cost us $80. The understanding was that Eric would get this favor done, but the co-worker would pay him back.
In February, Eric and I were still pretty tight on money. This was pre-$10,000 in savings, pre-paying off student loan debt.
Every month, I would ask Eric: Is he going to pay you back? Has he paid you back yet?
And the excuse was that he hadn’t worked a same shift with the guy in all this time (they work different 24-hour shifts at different stations). Then the excuse became that he was going to leave a check in Eric’s locker (he never did). Then the excuse was that they were going to get together (they never did). I even told Eric to blame it on me and say that his wife is riding the our checkbook’s ass and keeps asking about the money (he wouldn’t).
This guy lives five minutes from us. You’d think he could just drop off a check at our house? Mail it? After five months?
Making it even more complicated is that this co-worker is a superior. While he’s not Eric’s boss, he’s still above Eric’s rank.
I’ve pretty much stopped asking Eric if we will ever get our money back. It’s not like it was $5 or even $20. It’s $80 freaking dollars.
We didn’t get $6k away from being debt free by giving away $80 to anyone who asked.
A part of me gets angry when I think about it. I feel like Eric could be a little bit more responsible with our money. Another part of me is just over it. We’re not destitute and the $80 is not going to make or break us at this point.
What would you do?
Do you ask for your money back even though it’s several months later? Do you let it go? Casually mention it one day “oh hey by the way…remember those $80 I lent you?”
I’ve reminded Eric one last time. But I think I’m done. Most of all, I hate that Eric lending someone money has put me in the position of being a nag. It seems so unfair, I think.