Have you ever just felt like you were drowning in finances? And no matter what you do, something always comes along to break down the hard work you’ve done?
That’s how I’m feeling this month.
I’ve been avoiding talking about finances because, let’s face it, we’re barely keeping afloat.
The hard work that we accomplished in 2010 by becoming credit card-debt free has evaporated. We’re currently holding on to about $1500 on our credit cards. Every month we try and get ahead, and every month we fall behind.
It’s been expensive to send Eric on all his fire interviews and tests. This month alone, it has cost us over $1,000—but it’s necessary to spend all this money so he can eventually get a job. Catch-22, right? It helped that I was able to use all the money for Costa Rica we had saved so far, but to be honest, it barely kept us afloat.
On top of that, I recently found out something that’s going to cost another $430 to pay off. It’s something I can’t really talk about, but let’s just say it has left me very hurt, confused, and angry.
However, I like to keep this blog as honest as possible. If anything, I hope people learn from us that finances don’t just go away—you always have to constantly work at it. Sort of like relationships.
I know that, come August, everything will be paid off. Our tax return should help, and if need be, once we get to $5,000 of our $8,000 savings goal, I’d like to try and put some funds toward our credit card.
What can I say? I really, really DESPISE credit card debt.
We have $184 to get us through April 8th. That includes gas (which now costs $4 a gallon!!! or $50 to fill up my tank) and groceries (I’ve been stocking up on $3 whole chickens from Ralphs). However, I think we will splurge on our anniversary, which is this Saturday.
Let this 11-day spending challenge begin!