In our journey to pay off debt, Eric and I have made some significant changes to our lifestyle in order to be debt-free faster. But through it all, there were some things we just weren’t willing to give up.
While money was definitely tight at times, it was never like we were scared we wouldn’t have food on the table (Thank goodness we have never had to be in that position).
Our list of “Things We Can’t Do Without” is not so much because we couldn’t live without these things, it’s more of a “Things We Prefer To Not Live Without.”
- Cable. We never had to give up cable. When we lived in the shack, it was included in our rent. When we moved, we started paying $40 a month for cable; we now pay $60. I really enjoy TV. And I get the whole Netflix, Hulu, Amazon thing…but I want to be able to watch shows now. Not two seasons behind, and none of these alternative options offer all the shows I want to watch right now.
- Cell phones. Granted Eric and I both had crappy phones for a while, and it was only in late 2012 that we both upgraded to the Iphone 5 (my first Iphone EVER!). Now that I have my phone? I love it and am not willing to give it up unless we find ourselves in extreme dire circumstances.
- Going out with friends. Between work, school, family and other commitments, we rarely get to hang out with our friends for a night on the town. So when we do, we don’t hesitate that much on dropping well over $100 on a single night. It happens so rarely–maybe once every several months–that it feels worth it to us to be able let our hair down.
- Groceries. Since starting our “clean eating” this January, our grocery bill has almost doubled. But we’re eating really well! We buy a lot of organic food, almost always buy organic meat, and sometimes even splurge for grass-fed! We hardly have anything in the house that is processed. We couldn’t afford eating this way before, so now that we have a little more wiggle room in our budget, I’m glad that we can afford this luxury.
- Our Dog. He would definitely be considered a luxury, especially when you’re trying to pay off debt, but he is such an integral part of our family, that even listing him here is laughable.
- Travel. I’ve said it again and again: Travel will always be a priority for us. Yes we could probably have been debt free by now if we hadn’t traveled at all in the past few years, but postponing that debt pay off debt is completely worth it to me in order for us to be able to enjoy the money we work hard for through traveling.
I’m sure there are other luxuries that we choose not to live without, but these are the ones that come to the top of my mind right now.
What are your things that you prefer to not live without?