The thing with budgets is that no matter how strict you are with spending, there always seems to be some unexpected expense that pops up.
I HATE unexpected expenses. For a girl who is all about managing and budgeting and color-coding–man, I sound anal–unexpected expenses are like a crying baby on an airplane. They are just something you must endure until you reach your final destination. You can complain and bitch about it, or as my blog friend, Shannon, likes to say: “You can put your big girl panties on and make the most of it.”
In July, our unexpected expense was Eric’s car insurance. In August, our unforeseen expense was my car registration (a hefty $302, thanks California!) and now, Eric’s car needs to be repaired at $400.
This does not come at a good time. We will be moving at the end of the month, and we’ll need to buy a new refrigerator because our new place is not equipped with one like our current apartment, we’ll also need to pay an extra week’s worth of rent (not to mention, keeping up with our credit card smackdown!)
Our savings account is also currently under the $2000 self-imposed minimum. And we still arn’t sure when (or even how much) the income from Eric’s new job will be coming.
I really hope this setback doesn’t impede our September goals. The hubby will be taking on extra shifts at his second job to supplement this month’s loss of income and this unexpected expense. So far, we’ve been doing okay.
I’m putting on my big girl panties and refuse to focus on this setback. We will be okay as long as we can curb our spending and work a little harder to make more money.
How do you handle unexpected expenses?